Any broker can shop the market and try to bring you the cheapest price, but this still leaves you in the “BOX” dealing with increasing employee benefits cost. We want to get our clients “Out of the BOX” and bring forth solutions that can reduce, control costs, and still maintain benefit levels for your employees…HOW??? Consumer Driven Health Plans (CDHP) The average consumer spends over 9 hours researching flat panels TV’s before they buy one, but they spend less that 45 minutes reviewing their medical plan. Are your employees not engaged in their benefits? A CDHP can change this! Health Savings Accounts (HSA) – Health Reimbursement Accounts (HRA) – Section 105 Plans, are all designed to instigate employee engagement.
You have a choice of several different managed care and fee-for service plans. In addition, you can elect a supplementary major medical plan and/or a dental insurance plan. You can set aside pre-tax money to pay uninsured medical bills through an Employee Reimbursement Account.
Partial coverage of your dental expenses is available through several different plans.
Partial coverage of your expenses for eyeglasses, contact lenses and exams is available through one plan.
You can insure yourself, your spouse, or your parent(s) and pay premiums by payroll deduction. Several different options are available.
Set aside pre-taxed income to pay eligible medical and dependent care expenses.
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